Many small contractors think insurance is optional — until something goes wrong. Whether you’re doing electrical work or drywall, the risks are real, and so are the consequences.
What Can Go Wrong?
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Property damage at a client’s home
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Accidents that injure you or your team
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A customer lawsuit after a job gone wrong
Without insurance, you pay out of pocket — and that could put your business at risk.
What Kind of Insurance Do You Need?
At a minimum, you’ll want:
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General Liability Insurance
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Tools & Equipment Coverage
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Workers’ Compensation (if you have a team)
You wouldn’t build a house without a solid foundation. The same goes for your business. Insurance gives you peace of mind and keeps your trade protected.
